CapAd offers a comprehensive and flexible solution for banks to accurately calculate capital requirements by accommodating complex capital charge rules. With the increasing granularity of capital requirement calculations and more restricted and complex capital allocation, the need for a reliable system to calculate capital requirements has become critical for banks from both business and regulatory perspectives. CapAd collates data from transaction systems to arrive at capital needs and supports the definition of capital structure as per Basel regulations. In addition to the calculator for credit risk, market risk, and operational risk, it provides calculator for Pillar II areas of risk such as Concentration Risk, Liquidity Risk, IRRBB, and Non-Financial Risks thus enabling the computation of capital adequacy. With its robust Rule Engine Framework, CapAd is the go-to solution for banks looking for accurate and reliable capital computation.