About
Surya's exceptional offerings are crafted to simplify your financial operations as well as navigate risk and compliance. Our solutions are developed to help you realize your digital ambitions. Know more how we add value to you.
People.People.Technology.Technology.Domain.Domain.
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We deliver value by providing scalable, user-friendly, and customizable solutions.
We help more than 75 banks, hedge funds and corporations across four continents make better business decisions by mitigating risk and enhancing profitability.
WhoWho
With an illustrious track record spanning over two decades, Surya epitomizes excellence in delivering exceptional software solutions. We seamlessly integrate engineering prowess with domain expertise, fine-tuned to address your unique business requisites. From our Bengaluru headquarters in India to our offices in the United States and Europe, Surya remains steadfast in its commitment to deliver value to all stakeholders, including esteemed customers, dedicated employees, esteemed shareholders, valued partners, and trusted vendors. At Surya, we embrace a culture of unwavering excellence, ensuring every facet of our work is meticulously crafted with care and thoughtfulness, empowering you to elevate your business operations to the pinnacle of quality and success.




At Surya, we believe that high quality leads to high productivity. We offer the right balance of technical excellence in software engineering and deep knowledge of risk management. Our core values are focused on simplicity, superior functional architecture, advanced technology, quick deployment, and ease of maintenance.
MissionMission
Our mission at Surya is to revolutionize businesses through cutting-edge technology, engineering expertise, and innovative solutions. We empower our customers to navigate complexity, achieve sustainable growth, and thrive in a rapidly evolving world. With unwavering dedication and a commitment to excellence, we catalyze unprecedented success and unlock our customers' full potential.
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HowHow
Surya, a company of leaders, achieves its mission by investing in technology excellence, staying ahead of market trends, and combining experience with youth to deliver state-of-the-art solutions. Accountability, ownership, responsibility, and recognition form the pillars of our success.
ProductsProducts
At Surya, our deep expertise in the banking, financial, and software sectors fuels unparalleled offerings in financial control and risk management. Our innovative products cater to diverse financial institutions globally, enhancing operational efficiency and speed. Explore how Surya's cutting-edge solutions can transform your approach to Balance Sheet Management.
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ServicesServices
Surya has over a decade of expertise in building mobile and web applications for clients ranging from small startups to multibillion-dollar enterprises. We build for your organization based on your unique requirements, using the right tools for the job. Here are some common technology solutions that we have wielded in the past to help organizations get their digital initiatives off the ground running.
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What People say?
“Indo Zambia Bank is proud to mention that we are the first Bank in Zambia, to have implemented ALM to manage our balance sheets with the help of Surya’s BALM tool. The entire product cycle from sale to customization, development and Implementation was done within 6 months to take care of our immediate needs. Along with their BALM product, we went ahead to use other reporting products like FTP, Prudential, RCSA, Register incident, BASEL II etc due to their stupendous tech and efficiency of their tools. The team from Surya has been accommodative and reactive to our changes and went along with us to deploy solutions in a time-bound manner.”
Harikrishna Bommareddy
CFO
At NBS Bank we decided to engage the services of Surya Software Systems for their Bank Balance Sheet/Assets and Liabilities management system and we are happy to share that it was a great decision. We utilize their solution to assist us on optimizing balance sheet strategies with the enhancement of information as their system produces versatile and timely reports suitable for our departmental needs. Having this system enables us to focus on strategic and regulatory balance sheet management knowing that all the assets and liabilities management reports are automated and accessible through their application.
Our experience in working with Surya has been very positive and we would highly recommend them as they are able to accommodate all client needs without compromising their service standards.
Neema Kitta Mojoo
Manager – Asset & Liability Management
In 2014, Doha Bank decided to move to a structured ALM solution and decided to implement Surya BALM. In addition, it was decided to procure a FTP system to meet the profitability measurement requirements. These systems were implemented successfully within in a short span of time in Qatar, Kuwait & UAE. A consolidator that aggregates ALM positions at the head office has also been implemented.
Surya has helped to significantly reduce the end of day processing time to under 45 minutes. Besides the central bank reporting, BALM has helped the bank produce Basel III liquidity reports. We are happy to have partnered with Surya, support from them has been reassuring.
Gaurav Dhingra
Head of Financial Risk
I have been working with Surya Software for 15 years. There were several projects for various companies as different as Street lighting control systems or Watch Retail. The capacity of Surya to understand properly the issues related to specific businesses, to answer quickly to complex proposals, and to deliver on time appropriate developments, have given satisfactory and confidence to the end-users vis-à-vis Surya.
Henri MABILLE
CIO
Surya-soft’s BALM software provides Axis Bank with a Bank-wide asset liability management system capable of handling granular ALM data for both its domestic as well as overseas operations on a daily basis as well as consolidate liquidity positions using BALM consolidator. It offers the Bank an enhanced platform to meet its liquidity and interest rate risk monitoring and analytics requirements in addition to meeting regulatory and internal reporting needs
Pravat Dash
SVP & Head (Market Risk)
“Indo Zambia Bank is proud to mention that we are the first Bank in Zambia, to have implemented ALM to manage our balance sheets with the help of Surya’s BALM tool. The entire product cycle from sale to customization, development and Implementation was done within 6 months to take care of our immediate needs. Along with their BALM product, we went ahead to use other reporting products like FTP, Prudential, RCSA, Register incident, BASEL II etc due to their stupendous tech and efficiency of their tools. The team from Surya has been accommodative and reactive to our changes and went along with us to deploy solutions in a time-bound manner.”
Harikrishna Bommareddy
CFO
At NBS Bank we decided to engage the services of Surya Software Systems for their Bank Balance Sheet/Assets and Liabilities management system and we are happy to share that it was a great decision. We utilize their solution to assist us on optimizing balance sheet strategies with the enhancement of information as their system produces versatile and timely reports suitable for our departmental needs. Having this system enables us to focus on strategic and regulatory balance sheet management knowing that all the assets and liabilities management reports are automated and accessible through their application.
Our experience in working with Surya has been very positive and we would highly recommend them as they are able to accommodate all client needs without compromising their service standards.
Neema Kitta Mojoo
Manager – Asset & Liability Management
In 2014, Doha Bank decided to move to a structured ALM solution and decided to implement Surya BALM. In addition, it was decided to procure a FTP system to meet the profitability measurement requirements. These systems were implemented successfully within in a short span of time in Qatar, Kuwait & UAE. A consolidator that aggregates ALM positions at the head office has also been implemented.
Surya has helped to significantly reduce the end of day processing time to under 45 minutes. Besides the central bank reporting, BALM has helped the bank produce Basel III liquidity reports. We are happy to have partnered with Surya, support from them has been reassuring.
Gaurav Dhingra
Head of Financial Risk
I have been working with Surya Software for 15 years. There were several projects for various companies as different as Street lighting control systems or Watch Retail. The capacity of Surya to understand properly the issues related to specific businesses, to answer quickly to complex proposals, and to deliver on time appropriate developments, have given satisfactory and confidence to the end-users vis-à-vis Surya.
Henri MABILLE
CIO
Surya-soft’s BALM software provides Axis Bank with a Bank-wide asset liability management system capable of handling granular ALM data for both its domestic as well as overseas operations on a daily basis as well as consolidate liquidity positions using BALM consolidator. It offers the Bank an enhanced platform to meet its liquidity and interest rate risk monitoring and analytics requirements in addition to meeting regulatory and internal reporting needs
Pravat Dash
SVP & Head (Market Risk)
“Indo Zambia Bank is proud to mention that we are the first Bank in Zambia, to have implemented ALM to manage our balance sheets with the help of Surya’s BALM tool. The entire product cycle from sale to customization, development and Implementation was done within 6 months to take care of our immediate needs. Along with their BALM product, we went ahead to use other reporting products like FTP, Prudential, RCSA, Register incident, BASEL II etc due to their stupendous tech and efficiency of their tools. The team from Surya has been accommodative and reactive to our changes and went along with us to deploy solutions in a time-bound manner.”
Harikrishna Bommareddy
CFO
At NBS Bank we decided to engage the services of Surya Software Systems for their Bank Balance Sheet/Assets and Liabilities management system and we are happy to share that it was a great decision. We utilize their solution to assist us on optimizing balance sheet strategies with the enhancement of information as their system produces versatile and timely reports suitable for our departmental needs. Having this system enables us to focus on strategic and regulatory balance sheet management knowing that all the assets and liabilities management reports are automated and accessible through their application.
Our experience in working with Surya has been very positive and we would highly recommend them as they are able to accommodate all client needs without compromising their service standards.
Neema Kitta Mojoo
Manager – Asset & Liability Management
In 2014, Doha Bank decided to move to a structured ALM solution and decided to implement Surya BALM. In addition, it was decided to procure a FTP system to meet the profitability measurement requirements. These systems were implemented successfully within in a short span of time in Qatar, Kuwait & UAE. A consolidator that aggregates ALM positions at the head office has also been implemented.
Surya has helped to significantly reduce the end of day processing time to under 45 minutes. Besides the central bank reporting, BALM has helped the bank produce Basel III liquidity reports. We are happy to have partnered with Surya, support from them has been reassuring.
Gaurav Dhingra
Head of Financial Risk
I have been working with Surya Software for 15 years. There were several projects for various companies as different as Street lighting control systems or Watch Retail. The capacity of Surya to understand properly the issues related to specific businesses, to answer quickly to complex proposals, and to deliver on time appropriate developments, have given satisfactory and confidence to the end-users vis-à-vis Surya.
Henri MABILLE
CIO
CLIENTS SERVED
Blogs
Navigating Financial Storms Thumbnail.webp
Navigating Financial Storms: Understanding Capital Adequacy and the Vital Role of Risk-Weighted Asset Calculation
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Know Your Best Performing Branches SFTP Thumbnail.webp
Know Your Best Performing Branches by Surya’s Funds Transfer Pricing (FTP)
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Role of Asset LMS.webp
Role of Asset Liability Management Systems in Banking
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