Surya Financial Technologies offers Data & Analytics Solutions for Banks & Fls to Navigate Risk, Return & Capital

Surya FinTech

Surya Digital offers Innovative solutions crafted for business transformation and industry challenges

Surya Digital

With our advanced Balance Sheet Management Solutions, you can effectively manage Liquidity Risk, Interest Rate Risk, Capital and model Customer Behavior. Our powerful tools let you simulate a wide range of scenarios at a granular level, giving you unprecedented insights into your business. Our solutions empower you to make informed decisions with confidence.

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Surya's ALM application enables a financial institution to effectively measure and manage Liquidity Risk, Interest Rate Risk, and adhere to regulatory requirements.

Bank Asset & Liability Management

Surya's Income Simulator is a powerful tool for banks and financial institutions to simulate various net interest income scenarios and study potential outcomes, enabling decision-making and planning

Income Simulation

Behavioral Analysis (BA) enables banks to conduct historical analysis of the behavior of their products, in order to apply the right assumptions for Balance Sheet modelling.

Behavioral Analysis

FTP is a comprehensive solution that enables banks to measure and evaluate their profitability in various dimensions such as branch, products, business units etc. with varied degrees of complexity. It allows banks to set up FTP methodologies and act as a tool for performance evaluation, product pricing, and appropriate cost allocation.

Funds Transfer Pricing

Our Capital Adequacy & Risk Evaluation (CapAd) module provides a flexible framework to progressively adapt to capital adequacy regulations (Basel II and Basel III) with a choice of a standard or advanced approach. 

Capital Adequacy Management

To estimate the need of funds for future investment and expenditure, annual planning and periodic forecasting processes have to be carried out. With automation of actual, plan and forecast data collection, this system prepares annual plan budgets, periodic forecasts of costs and revenues, and compares performance with actuals.

Planning & Forecasting

Balance Sheet Navigator

In today's volatile global market, staying compliant with an ever-increasing number of financial regulations can be a daunting task. Stay ahead of the curve with our Regulatory & Compliance solutions. Our innovative tools help you address evolving regulations for financial products, ensuring compliance in a volatile global market. With our tools, your reporting is always up-to-date, freeing up time for you to focus on growing your business.

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BASEL III LR Module ensures daily regulatory compliance for financial institutions by accurately computing LCR, NSFR and related disclosures at a granular level.

BASEL III LR

Our Capital Adequacy & Risk Evaluation (CARE) module provides a flexible framework to progressively adapt to capital adequacy regulations (Basel II and Basel III) with a choice of a standard or advanced approach.

BASEL – Capital Adequacy

IRRBB solution helps financial institutions measure and manage interest rate risk in the banking book by calculating NII and EVE under different scenarios. It can be used as a separate or add-on module to the existing ALM system.

BASEL – IRRBB

ECL Calculator is a comprehensive solution that helps banks in calculating Expected Credit Losses (ECL) in compliance with IFRS 9. The solution is flexible, configurable, and provides detailed reports to assist in impairment assessment and decision-making.

IFRS 9 - Expected Credit Loss

Regulatory Report Generator (RRG) is a comprehensive framework that automates the generation of regulatory reports for Credit Risk, Market Risk, Op Risk and Capital Adequacy as per various Central Banks' guidelines.

RRG - Regulatory Reporting for Central Bank

Regulatory & Compliance Navigator

Accurate and efficient risk management practices are essential for financial institutions to succeed in today's ever-changing financial landscape. Surya offers advanced automation tools designed to streamline risk management processes and facilitate the measurement of various risks including Market, Operational, and Credit Risks. These solutions enable institutions to reduce errors, streamline workflows and processes across the organization. Whether you're a small or large financial institution, our solutions can help you improve your risk management practices, ultimately leading to increased efficiencies and a stronger competitive position.

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Surya's Risk Aggregation system integrates data from multiple sources and provides a single view of risk across ALM, Credit Risk, Operational Risk, Legal Risk, and more. This system allows for better risk management and decision-making by providing a comprehensive understanding of risk exposure.

Risk Aggregator

Surya's operational risk product offers a comprehensive solution to manage operational risks in financial institutions. It includes modules for Incident Register, Risk & Control Self-Assessment, Key Risk Indicator and Issues & Action Management

Operational Risk

R-Control is a multi-asset multi-class VaR engine designed to provide smarter ways of measuring risk, tracking portfolio performance and doing scenario analysis. It offers user-defined multi-dimensional analytics, and flexible reporting facilities.

R Control

SMERATE is a credit rating framework that simplifies the loan approval process by integrating loan applications with risk-scoring models and workflow. It offers multiple scoring models based on both quantitative and qualitative attributes, providing an efficient and objective approach to assessing creditworthiness.

SMERATE

Risk Navigator

Surya offers a comprehensive suite of products designed to enhance business efficiency and streamline operations. The suite consists of four powerful solutions: Fixed Asset Management (FAM), Procurement Expenses and Premises Management (PEPs), Corporate Treasury System, and Bank Reconciliation System. FAM helps businesses manage their assets effectively, while PEPs provides a simplified way to manage Procurement, Expenses, and Premises. The Corporate Treasury System helps businesses manage their Investments, Borrowings, Forex, Cashflow and Bank Relationship, while the Bank Reconciliation System streamlines the process of reconciling any two sets of data. With Surya's Enterprise Tool Set, businesses can improve their operations and stay ahead of the competition.

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Surya's Fixed Asset Management (FAM) solution provides end-to-end tracking of fixed assets, from registration to write-off. With FAM, you can easily manage and analyze fixed assets across multiple locations, while meeting financial accounting and reporting requirements.

Fixed Asset Management 

With features for procurement automation, expenditure management, and premises management, PEPs is a comprehensive solution for optimizing business operations.

Procurement, Premises and Expenditures System

Surya's Corporate Treasury solution provides a comprehensive web-based solution for managing treasury operations, including trade finance, forex, investments, and cash flow management. It offers easy integration, an enhanced interface, and efficient platform for better management of working capital and financial risks

CorpTreasury

RECON is Surya's elegant and versatile reconciliation system designed to handle multiple sources of data and simplify the process of reconciling transactions recorded in different systems. With a user-defined rule engine and pre-configured reconciliation parameters, RECON provides an efficient and accurate solution for financial institutions.

Bank Reconciliation System

Enterprise Tool Set

Surya's Data Harmonizer is an advanced solution for banks that simplifies data processing and management. It integrates data from multiple systems and creates a single, comprehensive file for use in Surya's analytical solutions. The Data Harmonizer converts data to required formats, reconciles it to the trial balance, and ensures accuracy and completeness. This solution streamlines data management processes and is suitable for large and small financial institutions. Its capabilities significantly improve efficiency and accuracy.

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Surya's Data Harmonizer helps banks integrate data from multiple systems, ensuring accuracy and completeness, and streamlines data management processes.

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